Personal Finance Software List

A list of personal finance software which is available, either being free, or offering a free trial to try it out.

PersonalAccountz

PersonalAccountz provides and easy way to look after finances. It is built to be easy to use, with abilities to project into the future to help with planning. It is possible to either manually enter transactions or to import them via the industry standard OFX and QIF formats. It works on Windows, Mac and Linux. It helps to track credit cards, savings, loans and bank accounts. Categorisation is flexible. Ability to set up automated direct debits and standing orders. Simple budgeting is integrated with graphs and chart to make tracking finance a breeze. Works on a double entry accounting basis. Ability to set thresholds for category spending to easily see when budget limits are being approached.

Moneydance

Moneydance allows personalization of welcome page, showing an overview of your wealth, and a calendar with the bills that need paying. Categories for income and expenses have be pre-populated, and can be modified as required by the user. Also features an address book. Security is provided via password protection and varying levels of encryption. It is possible to import data using the ofx format, and data can be imported from both Microsoft money and quicken

GnuCash

Is open source personal finance software, it can be used to track personal finances and also works for small business accounts. Gnucash. It features double entry accounting, ability to add mutual and stock accounts, it is suitable for entry of vendors, jobs, invoices and customers. It runs on Windows, Mac and Linux. It features automatic backing up in case of crash. Has the ability to import data using the qif format and the ofx format, as well as HBCI. It supports cash flow, incomes, expenses and taxes.

AceMoney

AceMoney has the ability to manage multiple accounts, including savings, credit cards, loans and debt accounts, or custom accounts. It has the ability to create budgets and comes pre populated with different categories. It is possible to configure spending limits for each category to help staying within budget. Provides easy tracking of investments, downloading of stock information happens automatically. This personal finance software has comprehensive report generation. Importing of qif and ofx supported. Automatic bill tracking. It offers password protection to keep your data safe. Works on Mac, Windows and Linux

mint.com

mint is an online service for personal finance. Provides easy budgeting, and a specific focus on the budget to increase wealth, by having screen dedicated to Budget Planning, Creation and tracking. By pulling all spending into one place and adding automatic categorization it make the arduous task of budgeting a little bit easier. Mint gives reports on saving, investments and spending. It is possible to set up email or text alerts to avoid bounced check, late fees and overdraft fees. Also it is possible to set up a reminder if your interest rate on your credit card changes. It is also possible to set up alerts for very large purchases on accounts to potentially guard against fraud.

piggybob

piggybob is personal finance software that is user-friendly and also a good time manager. It is Windows only and is comprehensive solution for managing finances. Has an inbuilt calendar and alert system. Easy addition of income and expenses. It provides charting of expenses to see where money is going.